Privacy Policy
Last Updated: December 1, 2025. This policy explains how Post Lake Lending collects, uses, and protects your personal information.
Introduction and Overview
Post Lake Lending is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or submit a loan application through our platform. We understand that entrusting us with your personal and financial information is a significant responsibility, and we take that responsibility seriously.
By accessing or using our website and services, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our services. We encourage you to read this policy carefully to understand our practices regarding your personal data and how we will treat it. This policy may change from time to time, so please check back periodically for updates.
This Privacy Policy applies to information we collect on our website, through email, text, and other electronic communications, and when you apply for a loan through our platform. It does not apply to information collected by third parties, including our lending partners, who have their own privacy policies governing their use of your information.
Information We Collect
We collect several types of information from and about users of our website and services. This includes information you provide directly to us, information we collect automatically when you use our services, and information we receive from third parties.
Information You Provide: When you apply for a loan or use our services, we collect personal information you provide directly, including your name, address, email address, telephone number, date of birth, Social Security number, employment information, income details, and bank account information. We also collect information about the loan you are seeking, including the amount and purpose.
Automatic Information Collection: When you visit our website, we automatically collect certain information about your device and your use of our services. This includes your IP address, browser type, operating system, referring URLs, pages viewed, links clicked, and the date and time of your visit. We may also collect information about your location based on your IP address.
Information from Third Parties: We may receive information about you from third parties, including credit bureaus, identity verification services, and our lending partners. This information helps us verify your identity, assess your creditworthiness, and provide you with loan offers tailored to your financial situation.
How We Use Your Information
We use the information we collect for various purposes related to providing our services and improving your experience. These purposes include processing your loan application and matching you with potential lenders, verifying your identity and preventing fraud, communicating with you about your application and our services, and providing customer support when you have questions or concerns.
We also use your information to improve our website and services based on how users interact with our platform, to send you promotional communications about products and services that may interest you (with your consent where required by law), to comply with legal obligations and respond to legal requests, and to protect the rights, property, and safety of Post Lake Lending and our users.
We may use aggregated and anonymized information that does not identify any individual for any purpose, including research and analytics to improve our services and develop new products. This aggregated data helps us understand trends and patterns without compromising individual privacy.
Information Sharing and Disclosure
We may share your personal information in certain circumstances with third parties who assist us in providing our services. We share your information with our network of lending partners when you submit a loan application so they can evaluate your application and provide you with loan offers. These partners have their own privacy policies that govern their use of your information.
We also share information with service providers who perform functions on our behalf, such as credit bureaus, identity verification services, payment processors, and technology providers. These service providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.
We may disclose your information when required by law, such as in response to a subpoena, court order, or other legal process. We may also disclose information when we believe it is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
We do not sell your personal information to third parties for their marketing purposes. However, we may share aggregated or anonymized information that does not identify you personally with third parties for various purposes including analytics and research.
Data Security Measures
We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include 256-bit SSL encryption for all data transmitted between your browser and our servers, secure data storage with access controls limiting who can access your information, regular security assessments and updates to our systems, and employee training on data security best practices.
While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee the absolute security of your information. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately so we can investigate and take appropriate action.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely dispose of it in accordance with our data retention policies.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect and track information about your use of our website. Cookies are small data files stored on your device that help us improve your experience, understand how you use our site, and personalize content. We use both session cookies, which expire when you close your browser, and persistent cookies, which remain on your device until they expire or you delete them.
You can control cookies through your browser settings and opt out of certain tracking technologies. However, disabling cookies may affect the functionality of our website and your ability to use certain features. We may also use web beacons, pixel tags, and similar technologies to collect information about your interactions with our emails and website.
Your Rights and Choices
You have certain rights regarding your personal information. You may request access to the personal information we hold about you, request correction of any inaccurate information, request deletion of your personal information (subject to certain exceptions), and opt out of receiving marketing communications from us.
To exercise these rights, please contact us using the information provided at the end of this policy. We will respond to your request within a reasonable timeframe and in accordance with applicable law. Please note that some information may be retained as required by law or for legitimate business purposes even after a deletion request.
Contact Us About Privacy
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at privacy@postlakelendingapply.com or write to us at Post Lake Lending, Attn: Privacy Officer, 1847 Lakeshore Drive, Suite 450, Chicago, IL 60611. We take all inquiries seriously and will respond to your concerns in a timely manner.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of any material changes by posting the updated policy on our website with a new effective date. Your continued use of our services after any changes indicates your acceptance of the updated policy.
Post Lake Lending's Comprehensive Approach to Privacy
At Post Lake Lending, privacy is not an afterthought or a legal obligation. It is a core value that shapes how we build our technology, select our partners, train our team, and communicate with our customers. We recognize that applying for a personal loan requires sharing sensitive information, and Post Lake Lending has implemented comprehensive privacy protections that go beyond minimum regulatory requirements to ensure your data remains secure, confidential, and under your control throughout your entire relationship with us.
How Post Lake Lending Collects and Uses Your Information
Post Lake Lending collects only the information that is necessary to process your loan application and connect you with appropriate lending partners. This includes personal identification information, financial details like income and employment status, and the loan parameters you specify in your application. Post Lake Lending uses this data exclusively for the purpose of facilitating your loan request and does not sell, rent, or share your information with third-party marketers, advertisers, or data aggregators. The only external parties who receive your application data are specific lending partners within our vetted network.
Post Lake Lending Data Retention and Deletion Policies
Post Lake Lending retains your personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations. Once your loan is fully repaid and all legal retention periods have expired, Post Lake Lending securely deletes your personal data from our systems using industry-standard data destruction methods. If you do not proceed with a loan offer or if your application does not result in a funded loan, Post Lake Lending retains your data for a limited period to comply with regulatory requirements and then securely removes it.
Exercising Your Privacy Rights with Post Lake Lending
Regardless of your location, Post Lake Lending empowers you with full control over how your personal data is handled. To access, correct, or delete any information we store, simply reach out to our privacy team at privacy@postlakelendingapply.com and we will act on your request within 30 calendar days. Every response includes a plain-language summary of what was done and why, so you never feel left in the dark. Post Lake Lending also maintains a self-service preference center that lets you adjust communication settings, pause marketing emails, or revoke certain data permissions whenever you choose, without needing to contact anyone directly.
Post Lake Lending’s Comprehensive Approach to Privacy
At Post Lake Lending, privacy is not an afterthought or a legal obligation. It is a core value that shapes how we build our technology, select our partners, train our team, and communicate with our customers. We recognize that applying for a personal loan requires sharing sensitive information, and Post Lake Lending has implemented comprehensive privacy protections that go beyond minimum regulatory requirements to ensure your data remains secure, confidential, and under your control throughout your entire relationship with us.
How Post Lake Lending Collects and Uses Your Information
Post Lake Lending collects only the information that is necessary to process your loan application and connect you with appropriate lending partners. This includes personal identification information, financial details like income and employment status, and the loan parameters you specify in your application. Post Lake Lending uses this data exclusively for the purpose of facilitating your loan request and does not sell, rent, or share your information with third-party marketers, advertisers, or data aggregators. The only external parties who receive your application data are the specific lending partners within our vetted network.
Post Lake Lending Data Retention and Deletion Policies
Post Lake Lending retains your personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations. Once your loan is fully repaid and all legal retention periods have expired, Post Lake Lending securely deletes your personal data from our systems using industry-standard data destruction methods. If you do not proceed with a loan offer or if your application does not result in a funded loan, Post Lake Lending retains your data for a limited period to comply with regulatory requirements and then securely removes it.
Exercising Your Privacy Rights with Post Lake Lending
Regardless of your location, Post Lake Lending empowers you with full control over how your personal data is handled. To access, correct, or delete any information we store, simply reach out to our privacy team at privacy@postlakelendingapply.com and we will act on your request within 30 calendar days. Every response includes a plain-language summary of what was done and why, so you never feel left in the dark. Post Lake Lending also maintains a self-service preference center that lets you adjust communication settings, pause marketing emails, or revoke certain data permissions whenever you choose, without needing to contact anyone directly.
Ready to Get Started?
Check your rate in minutes with no impact to your credit score.
Check Your Rate Now